New rules for the deferral of profit.

Economy14 October, 2016 23:57

A proposal on the new rules, which means that it is possible to make a deferral with how much profit when selling their home and buying a new will from the government, writes the daily News.

New rules make it possible to make a deferral with how much profit if any when selling their home and buying a new one. Arkivbild.Image: Hasse Holmberg/TT

On 1 June introduced amorteringskravet on loans of over 50 per cent of the property value. The idea with amorteringskravet is to counter the increasing liabilities. The new rules, which the government is shortly expected to send on to parliament for decision, making it possible to avoid amorteringskravet, the magazine writes.

the Mortgage decreases, when the whole of the profits can be used for the new purchase, which means that the property’s loan to value ratio reduces the like amount which must be amortized. In some cases, lost amorteringskravet completely.

another change is the more generous rules for the deferral for those selling a home at a profit and buy a cheaper home. The new rules justify the government with the will to increase mobility on the housing market.

the Idea is that the decision to temporarily abolish the uppskovstaket to be voted on in the autumn, writes DN.

the Facts: the Rules for suspension

the Ceiling of uppskovsbeloppet is now 1 450 000 sek per dwelling. The tax on profit is 22% and you can defer a tax on 319 000 sek.

the Government wants to take away the roof for the period of suspension for four years. The change shall apply from 21 June 2016 to 30 June 2020. Those who received a deferment during the period may have left them also after 2020.

Uppskovsreglerna should also be more generous for those who switch to a cheaper dwelling. The government wants to reintroduce the kvoteringsregeln, which were in force until 2008, permanently.

With kvoteringsregeln determined the suspension of the how much the new dwelling costs in relation to the sold. Costs the new apartment half as much as the old goes, for example, to get the deferral, with half of the profits.

Source: the DN