Good year for funds for savers – Swedish newspaper Svenska Dagbladet

Good year for funds for savers – Swedish newspaper Svenska Dagbladet

But several years of rapidly rising stock markets can embed a worse 2015th

Overall, there has been a good year to save – at least if you selected shares. Equity funds have risen on average by over 16 percent.

– It is also the third good year in a row, says Jonas Lindmark, head of research at Morningstar, which rates the funds.

Europe were however not the winner, which many analysts predicted in January. Instead pushed India up to an unexpected rocket, and together with biotechnology funds for the year’s best development. The change of government in the giant country instilled hope in the market about the eagerly awaited economic reforms.

Many Swedes’ favorite – mixed funds – has risen by almost 12 percent. To be investments with less risk you have to be satisfied, like Jonas Lindmark.

Fixed-income other hand, has not been a good investment, with the low interest rates that prevail. And the real accident the child in this context is Russia.

Prior to 2015, there are many question marks. How is it going with reforms in Japan? How will China develop? Can Europe finally recover?

– There’s clearly a lot challenges in Europe, so if the recovery is going this year or is further delayed is hard to say. But it would take, I think there’s more to this than in the US, says Maria Country Born, savings economist at SBAB.

– One might think that the United States, after the recovery there, should have less to give the next years. But it’s always hard to say, she continues.

Much evidence points towards a new good year for stock markets at home, according Landborn.

– We have had a long rise, since 2011, with some recoils. Now this year was actually the first time the companies came up with reports that looked better than analysts’ expectations, she says.

But generally, following the recent strong stock market performance, is very optimistic baked into current share prices, says Jonas Lindmark .

– Only seen over three years has broad equity funds on average have risen 60 percent. It is clear that the buy now get a lower expected return. But it’s hard to know how investors will react in certain years, says Jonas Lindmark.