Most parents recognize the situation. The child has all their allowance but just need to get an extra money to buy one or the other. All your friends are ju, or it is just a small loan on the next weekly allowance. And have not completely made up of what a weekly or monthly allowance should be sufficient.
– It is incredibly important to sit down with their teen and agree on what the money should suffice. The older the child becomes and the greater the amount involved, the greater the responsibility should be placed on their child, says Arturo Arques at Swedbank.
Swedbank has allowed TNS Sifo interviewed nearly 1 700 parents and more than 1500 children and teenagers about attitudes to money. And the result is clear. A majority of Swedish children receive weekly allowance or pocket money. But most also get extra money “if necessary”.
And it is about “if necessary” that most concerns arise. In families where there are no additional supplements are both children and their parents to a greater extent satisfied with the situation around money and finances. According to the study, the children also better at saving, the more money last and have better track of what things cost.
They are also much less dissatisfied that they have less money than their buddies.
But lax attitude is not just about extra money. Roughly one-third parent says to the child at least once or several times per year manage to nag to unnecessarily expensive clothes or gadgets. Six out of ten also says that kids get stuff that they really should have paid themselves or received as gifts.
Particularly adept negotiator appears to be girls. According to the survey, it is common for them to succeed nag for extra money or extra clothes or gadgets.
In addition, the survey shows a tendency that it is more common with extra cash in big cities and among parents with higher income.
– There are many who got it much better financially for the past seven, eight years. Then maybe you are not as fussy and it can be short-sighted feel comfortable to give in. But to do both himself and his children a disservice by not putting solid economic frameworks and stick to them, says Arturo Arques.
When the teen is transitioning to be young adults they should fend for themselves financially. Then they need, consider Arturo Arques, have brought with them the ability to conserve their resources, to prioritize spending and understand the value of money.
– They will do best who have had parents who said “Basta! This is how it should work! “.
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