More want help to get rid of their debts.
The number of applications for debt restructuring of the Enforcement Authority has increased significantly from last year.
– The sharp increase this year is surprising, says Per-Olof Lindh, Head of Enforcement.
5200 applications for debt restructuring came in to the Enforcement during the first half .
This is an increase of 13 percent compared with the same period last year, something that surprises authority.
– The number of applications has risen steadily in recent years, but they tend to increase more two years after a recession. The sharp increase this year is surprising given that the economy of the country is quite calm, says Per-Olof Lindh, Head of Enforcement.
One reason that applications have become more believed to be the agency to work more with guiding dialogs.
– We found the relationship that we are more active in the day to bring a guiding dialogue, where we talk about how to solve their financial situation and including information about debt settlement, says Per Olof Lindh.
“latent need”
He believes that it is positive that more people applying for debt settlement.
– It shows that there is a pent-up demand, there may be many who are in need of it but do not know if that possibility exists.
Around half a million are debtors – those who have debts – the Enforcement Service, the number has remained fairly constant in recent years.
The reason many fall into the debt trap is usually a major event in life that is hard on the personal economy.
– The most common cause is that a major event is behind, as disease , unemployment or divorce. It has often begun there, and many today have no buffer, we have no savings account to pick off. You do not have time or do not have the will to put its finances fast enough, says Per-Olof Lindh continues:
– Are you unemployed, it means a substantial reduction in income. Maybe you need to sell your house, your condominium or your car immediately. But it is difficult to make adjustments and get doing them fast enough. It goes on to not pass the bills that come in and then you have to solve it in another way, often by taking small loans to resolve debts and then you are inside the rat race.
“untenable situation”
The debts built on and the situation will end up not manageable.
The number of applications for payment have increased slightly from last year. But among younger people has applications declined.
You can read expert tips on how to get out of the debt trap.
No comments:
Post a Comment