– If you want to save in any other way than on a regular savings account, such as stocks and mutual funds, so is ISK account excellent. It is easy to manage purchases and sales within the account and any dividends in the account is essentially tax-free compared to conventional stockbrokers, says Ingela Gabrielsson, private economist at Nordea.
The levy can be less favorable if interest rates rise sharply, but such a change, there are few today who expect at least a couple of years ahead.
ISK accounts are favorable as the opposite applies for it individual pension savings (IPS) that no longer benefit from the tax deduction. Last year was despite the 3.6 billion kronor taxed on the type of account, the money will be taxed a second time when they are taken out.
– All players are trying in all available channels to inform about this: stop immediately to save that way. However, you should save for their own retirement, but then in other forms, such as in a ISK account, says Ingela Gabrielsson.
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