Mutual fund investment is increasing – this is the Swedes’ choice – Expressen

In July struck fund trading record of Avanza. In August, the activity has been declining slightly but it is still clear that the strong stock market the summer and the non-existent savings rates is attracting more and more Swedes to invest their savings in mutual funds.

Association fleeing savings accounts

Johanna Hill , savings analysts Avanza, think it is wise not to have money in the bank account unnecessarily.

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– the savings account gives nothing. There we only have money we need in the coming years. The money we save in the long term we will have where they grow, she says.

There is growth in the stock market

According to Johanna Hill is the stock market as growth is now when interest rates are on the ground .

– the easy choice is wide global funds with a low price tag. With the right balance of exchange rates and interest rates, and a portion of patience so the money will grow, she says.

Corporate Bond funds were the most popular fund choice among Avanza customers in August, but litter is not convinced it is the best choice .

Do not be fooled by the so-called interest funds

– Corporate bond funds are suitable either for real long or short term. I do not think one should be fooled by the title of “bond fund”. They can swing properly, she said.

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If there are long-term savings are mutual funds a better choice, according to Johanna Hill.

– Savers have a positive view on the stock exchange for the autumn and also goes against a little more niche funds real estate funds and emerging market funds, she said.

Breda fund is a good base

niche funds should primarily be seen as exciting addition to the savings portfolio, according to Johanna Hill.

– have foundation of broader mutual funds, she said.

Hedge funds have flopped

hedge funds, which is marketed as an investment option that provides returns whether the market goes up or down, has recently flopped.

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– Hedge funds are often expensive and has not succeeded in its mission to provide growth. In the US, we see that many hedge funds close because they have gone so bad, she says.