New mortgage borrowers must repay the loans to 50 percent LTV. This will be done in two steps: First, the loan is amortized by at least 2 percent each year down to 70 percent LTV. After at least 1 percent amortized down to 50 percent LTV. At lower LTV is no requirement for repayment.
For a loan of 1 million will be the monthly installment of the first stage 1700 per month, 500 dollars more than the Bankers’ Association’s existing recommendation.
For the loan of SEK 2.5 million increase installment from 2900 to SEK 4200 per month, and a loan of SEK 5 million may amortization 8,300 per month from today’s 5900 crowns.
FI wants introduces August 1 this year.
Source: Financial
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