Saturday, September 27, 2014

Keep track of your pension – many completely lack – Swedish Dagbladet

Keep track of your pension – many completely lack – Swedish Dagbladet

The operators in pension industry is doing everything they can to drum in the message: Keep track of your pension. The substance is considered so important that it honored its own day, which falls on Saturday, 27 September.

And if you look at some sample calculations, it is perhaps understandable.

A person who earns 28,000 per month receive 15 000 in retirement, with pension. Without the pension will be only 11 500.

– Service pension is already a pretty big part of the pension, but will probably be an even bigger part of those who are young today, says Kristina Kamp, pension economist at Minpension.se.

A high salary is no guarantee for a high pension.

– The higher salary you have, the greater percentage will service the pension form because there is a ceiling in the public pension system, she says.

Occupational pension is not something you have automatically. There must be a collective agreement in your workplace, or other agreement with the employer. For example, the consultancy, public relations and media industries, many people do not have. Make inquiries on the job, urges Kristina Kamp.

– You should understand that you have to be retired one fifth of life.

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